Expert conducting a technical survey of major industrial equipment

EXPERTISE & INDUSTRIES · FROM DECISION TO CLAIM

Understand exposure. Establish reliable value. Defend the decision.

Roux Afrique brings together technical, financial, insurance and digital expertise. Each assignment is entrusted to the appropriate subsidiary and structured around explicit responsibilities, assumptions and deliverables.

Explore our expertise Engage us for an assignment

COMMON METHODOLOGY

A methodology structured around the required decision.

The scope, depth of analysis and deliverables are tailored to the assignment objective, available data and level of criticality.

01Define
02Validate
03Investigate
04Analyse
05Review
06Report

ROUX AFRIQUE ADVISORY

Risk Advisory

Align the strategic, financial and insurance dimensions of risk to inform governance, investment, financing and risk-transfer decisions.

Explore Risk Advisory

Executives and experts reviewing an industrial plan and its risk assumptions

Assignments

Risk governance and decision support
Analysis and optimisation of insurance and reinsurance programmes
Insurability and risk-transfer strategies
Insurance Due Diligence for Lenders, investors and M&A transactions
Analysis of coverage gaps, limits, deductibles and dependencies
Risk-treatment and risk-financing roadmaps

Indicative deliverables

Executive Risk Memo
Insurance Due Diligence Report
Program Audit & Gap Analysis
Decision-issue mapping
Prioritised scenarios and recommendations

ROUX AFRIQUE EVS

Asset and Insurable Values Valuation

Establish reliable values for insurance, finance, asset management and transaction decisions, based on an explicit basis of value and valuation date.

Strengthen the reliability of your Statement of Values

Technical survey of an industrial asset for valuation purposes

Assignments

Reinstatement Value New — replacement value as new
Depreciated Value — insurance value
Fair Market Value
Value in Use — Usage Value
Asset valuation for M&A transactions
Multi-site update and consolidation of the Statement of Values

Indicative deliverables

Valuation Report
Statement of Values
Detailed asset and value database
Assumptions and Methodology Memo
Photographic Record
Validated draft and final versions

ROUX AFRIQUE EVS · ROUX AFRIQUE CLAIMS

Business Interruption — Pre-loss and post-loss

The analysis distinguishes pre-loss quantification of values and exposures from post-loss quantification of losses actually sustained.

BEFORE THE LOSS

BI Exposure Assessment

Critical activities, flows and dependencies
Insurable Business Interruption values
Indemnity period
Interruption scenarios
Consistency between exposure, declared amounts and coverage

AFTER THE LOSS

Loss Quantification

Baseline economic scenario
Loss of gross profit and increased costs of working
Savings achieved and costs avoided
Supporting documents and assumptions
Advocacy for the BI component of the claim

ROUX AFRIQUE EVS

Physical Inventory & Asset Register

Reconcile field conditions with technical, accounting and insurance records to build an Asset Register that remains fit for purpose over time.

Strengthen the reliability of your Asset Register

Physical survey and data collection on industrial equipment

Assignments

Physical count and identification
Classification by site, area, function and category
Accounting and technical reconciliation
Missing assets, duplicates, transfers and disposals
Location, status, photographs and technical data
Sustainable update process

Indicative deliverables

Verified Asset Register
Physical-to-accounting reconciliation table
Exception Register
Photographic and location database
Ongoing update procedure

ROUX AFRIQUE EVS

Engineering Risk Survey for Insurance & Reinsurance

Provide policyholders and insurance markets with an evidence-based view of exposures, safeguards, operational resilience and loss scenarios.

Arrange an Engineering Risk Survey

Expert inspecting and measuring critical industrial equipment

Assignments

Analysis of processes, utilities, infrastructure and critical equipment
Fire, explosion, machinery breakdown and natural hazards
Prevention, protection and business continuity
Interdependencies and single points of failure
EML, PML and MFL scenarios
Prioritised technical recommendations

Indicative deliverables

Engineering Risk Survey Report
Executive Underwriting Summary
Risk Mapping
EML, PML and MFL scenarios
Recommendation Register
Photographic record and technical appendices

ROUX AFRIQUE CLAIMS

Claims Management & TPA

Support the policyholder in structuring, quantifying and defending major or complex claims, through to closure and receipt of settlement under a TPA mandate.

Entrust us with a claim