BI Exposure Assessment
- Critical activities, flows and dependencies
- Insurable Business Interruption values
- Indemnity period
- Interruption scenarios
- Consistency between exposure, declared amounts and coverage
EXPERTISE & INDUSTRIES · FROM DECISION TO CLAIM
Understand exposure. Establish reliable value. Defend the decision.
Roux Afrique brings together technical, financial, insurance and digital expertise. Each assignment is entrusted to the appropriate subsidiary and structured around explicit responsibilities, assumptions and deliverables.
COMMON METHODOLOGY
A methodology built around the decision to be made.
The scope, depth of analysis and deliverables are tailored to the assignment objective, available data and level of criticality.
- 01Define
- 02Validate
- 03Investigate
- 04Analyse
- 05Review
- 06Report
01
ROUX AFRIQUE ADVISORY
Risk Advisory
Align the strategic, financial and insurance dimensions of risk to inform governance, investment, financing and risk-transfer decisions.
Explore Risk AdvisoryMissions and deliverables
Assignments
- Risk governance and decision support
- Analysis and optimisation of insurance and reinsurance programmes
- Insurability and risk-transfer strategies
- Insurance due diligence for lenders, investors and M&A transactions
- Analysis of coverage gaps, limits, deductibles and dependencies
- Risk-treatment and risk-financing roadmaps
Indicative deliverables
- Executive Risk Memo
- Insurance Due Diligence Report
- Programme Audit & Gap Analysis
- Mapping of decision-critical issues
- Prioritised scenarios and recommendations
02
ROUX AFRIQUE EVS
Asset Valuation & Insurable Values
Establish reliable values for insurance, finance, asset management and transaction decisions, based on an explicit basis of value and valuation date.
Strengthen the reliability of your Statement of ValuesMissions and deliverables
Assignments
- Reinstatement Value as New — replacement value as new
- Depreciated Value — insurance value
- Fair Market Value
- Value in Use — Usage Value
- Asset valuation for M&A transactions
- Multi-site update and consolidation of the Statement of Values
Indicative deliverables
- Valuation Report
- Statement of Values
- Detailed asset and value database
- Assumptions and Methodology Memo
- Photographic Record
- Validated draft and final versions
03
ROUX AFRIQUE EVS · ROUX AFRIQUE CLAIMS
Business Interruption — Pre-loss and post-loss
The analysis distinguishes pre-loss quantification of values and exposures from post-loss quantification of losses actually sustained.
Loss Quantification
- Baseline economic scenario
- Loss of gross profit and increased costs of working
- Savings achieved and costs avoided
- Supporting documents and assumptions
- Advocacy for the BI component of the claim
04
ROUX AFRIQUE EVS
Physical Asset Inventory & Asset Register
Reconcile field conditions with technical, accounting and insurance records to build an Asset Register that remains fit for purpose over time.
Strengthen the reliability of your Asset RegisterMissions and deliverables
Assignments
- Physical count and identification
- Classification by site, area, function and category
- Accounting and technical reconciliation
- Missing assets, duplicates, transfers and disposals
- Location, status, photographs and technical data
- Sustainable update process
Indicative deliverables
- Verified Asset Register
- Physical-to-accounting reconciliation table
- Exception Register
- Photographic and location database
- Ongoing update procedure
05
ROUX AFRIQUE EVS
Engineering Risk Survey for Insurance & Reinsurance
Provide policyholders and insurance markets with an evidence-based view of exposures, safeguards, operational resilience and loss scenarios.
Arrange an Engineering Risk SurveyMissions and deliverables
Assignments
- Analysis of processes, utilities, infrastructure and critical equipment
- Fire, explosion, machinery breakdown and natural hazards
- Prevention, protection and business continuity
- Interdependencies and single points of failure
- EML, PML and MFL scenarios
- Prioritised technical recommendations
Indicative deliverables
- Engineering Risk Survey Report
- Executive Underwriting Summary
- Risk Mapping
- EML, PML and MFL scenarios
- Recommendation Register
- Photographic record and technical appendices
06
ROUX AFRIQUE CLAIMS
Claims Management & TPA
Support the policyholder in structuring, quantifying and defending major or complex claims, through to closure and receipt of settlement under a TPA mandate.
Entrust us with a claimMissions and deliverables
Assignments
- Claims Adjuster acting on behalf of the insured
- Preservation of facts, evidence and documents
- Property Damage and Business Interruption
- Preparation of the claim submission
- Coordination of experts and stakeholders
- Technical negotiation with insurers and reinsurers
- Delegated TPA management from opening through closure
- Tracking of decisions, payments and outstanding items
Indicative deliverables
- Claims Strategy Memo
- Evidence Matrix
- Quantified Schedule of Damage and Loss
- Claim Submission
- TPA Reporting
- Closure File
07
ROUX CYBER
Cyber Risk Assessment & Cyber Claims Adjusting
Two complementary phases: evidence cyber risk at a stated reference date to inform contract structuring, then quantify and advocate the insured’s claim after a loss.
Explore Roux CyberMissions and deliverables
Assignments
- Cyber Engineering Risk Survey for Insurance & Reinsurance
- Executive Underwriting Dashboard
- Cyber scenarios and financial quantification
- Insurance & Reinsurance Data Pack
- Cyber Claims Adjuster on behalf of the insured
- Coordination of specialist digital investigation
- Claim quantification and defence through to settlement
Indicative deliverables
- Cyber Engineering Risk Survey Report
- Executive Underwriting Dashboard
- Cyber Loss Scenario Register
- Cyber Claim Strategy Memo
- Statement of Claim
- Settlement & Closure Report
INDUSTRIES
Expertise tailored to critical environments.
Methodologies are tailored to the processes, assets, regulatory constraints and business models specific to each industry.
Energy & Utilities
Oil, Gas & Petrochemicals
Industry & Manufacturing
Mining, Metals & Materials
Infrastructure, Transport & Logistics
Telecommunications & Digital Infrastructure
Real Estate, Hospitality & Major Property Portfolios
Agribusiness
Financial Services, Investors & Lenders
TAKE ACTION
Deploy the right expertise for your decision.
Present your challenge to the central team. The request will be directed to the responsible subsidiary or structured as a coordinated assignment.
Engage us for an assignment