Professional specialisation
Each professional works within the scope corresponding to their education, experience and area of expertise.
HUMAN RESOURCES · EXPERTISE · RESPONSIBILITY · KNOWLEDGE TRANSFER
Human capital at the core of our expert capabilities.
At Roux Afrique, the quality of an assignment depends first and foremost on bringing together the right expertise to deliver it. Engineers, architects, valuation specialists, senior technicians, Claims and Business Interruption specialists, and professionals in finance, insurance, law, data and cyber risk work within a model structured by profession, subsidiary and level of responsibility. This complementarity enables us to assemble, for each mandate, a team suited to the nature of the assets, the assignment’s specific challenges, the sector concerned and the decisions the work is intended to inform.
OUR HUMAN CAPITAL MODEL
An architecture of expertise, not merely a collection of profiles.
Roux Afrique is not built around generalist expertise. The Group organises its capabilities around clearly identified disciplines, deployed and coordinated to meet the requirements of each engagement. Analysing an industrial risk, valuing a portfolio, determining insurable values, handling a claim or examining a cyber incident all serve different purposes. Each profession retains its own frame of reference, methodology and level of responsibility, while drawing on complementary expertise whenever the assignment requires it.
Field intelligence
Understanding assets is grounded in observation, surveys, analysis of installations, review of available documentation and discussions with operational teams.
Complementary disciplines
Engineering, architecture, construction economics, valuation, finance, insurance, law, data and claims management are coordinated without blurring their respective roles.
Supervision and knowledge transfer
Senior review, quality control, lessons learned and the transfer of methods support the continuity and reliability of professional know-how.
PROFESSIONS AND DISCIPLINES
Technical expertise supporting high-stakes decisions.
Our teams bring together complementary disciplines, each deployed with full respect for its professional scope and the purpose of the mandate.
Engineers · Engineering Risk Survey
Assignments may involve civil and structural, industrial, mechanical, electrical, process and energy engineers, fire prevention and protection engineers, and specialists in infrastructure and technical safety. Their work focuses on understanding processes, buildings, equipment, utilities, protection systems, critical dependencies, maintenance conditions and loss scenarios.
Architects · Construction · Real estate
Architects, building engineers, construction economists and quantity-surveying specialists provide a structured assessment of real-estate assets. They analyse plans, floor areas, materials, construction systems, uses, regulatory requirements and the components of reconstruction cost.
Valuation specialists · Asset Valuation
Valuation specialists combine asset knowledge, economic analysis and command of valuation bases. Depending on the purpose of the mandate, they address replacement or reconstruction cost as new, value after depreciation, Fair Market Value, Usage Value or any other expressly defined basis. They structure the data and prepare Statements of Values.
Senior technicians · Surveys and asset knowledge
Senior technicians and field specialists work directly with the installations. They contribute to physical surveys, equipment identification, quantity checks, nameplate readings, document collection and the creation of a reliable technical baseline.
Claims · Business Interruption
Claims specialists bring together loss adjusters, engineers, financial analysts and Business Interruption professionals. They analyse circumstances and causation, examine material damage, assess reinstatement costs and quantify business interruption losses.
Finance · Insurance · Reinsurance · Law
These professionals provide a complementary view of the economic, contractual and strategic consequences of risk. They contribute to insurance programme reviews, risk financing and transfer, due diligence and the examination of policy coverage.
Data · Digital · Modelling
Data and digital specialists structure the information generated by assignments: asset databases, Asset Registers, analytical tools, dashboards, digital documentation and three-dimensional representations. Inventys® and VRA3D strengthen the use and presentation of information without replacing expert professional judgement.
Cyber Risk · Cyber Claims
ROUX CYBER’s expertise is organised exclusively around Cyber Risk Assessment / Cyber Engineering Risk Survey and Cyber Claims Adjusting on behalf of the insured. Specialist digital investigation may be incorporated into the Claims mandate to establish causation, preserve relevant evidence and support the claim; it is not presented as a standalone activity.
ASSIGNMENTS WITH DISTINCT PURPOSES
The right expertise for each analytical objective.
Common capabilities may be deployed, but each assignment retains its own objective, methodology and deliverable.
Engineering Risk Survey
Examines technical vulnerabilities, prevention and protection measures, critical dependencies and loss scenarios. Its primary purpose is risk analysis and control.
Pre-Loss Valuation and Insurable Values
Identifies, inventories, classifies and values the assets to be declared under the insurance programme. It leads in particular to a structured schedule of values and a Statement of Values prepared in accordance with the adopted bases.
Portfolio and transactional valuation
Serves an economic, financial, accounting or transactional purpose. The basis of value, including Fair Market Value or Usage Value, is determined by the purpose of the mandate and the intended use of the conclusions.
Claims and Business Interruption
Addresses causation, the extent of damage, reinstatement costs, business interruption losses and the structuring of the insured’s claim following a loss.
FOUR SUBSIDIARIES, CLEAR RESPONSIBILITIES
Expertise is assigned to the profession responsible for it.
The Group’s human-capital architecture respects the specific mandate of each of its four subsidiaries.
ROUX AFRIQUE ADVISORY
Deploys expertise in Risk Advisory, finance, insurance, reinsurance, law and due diligence to support decisions relating to risk analysis, financing and transfer.
ROUX AFRIQUE EVS
Brings together engineers, architects, valuation specialists, senior technicians and asset specialists working on Engineering Risk Survey, pre-insurance appraisal, valuation and the structuring of asset data.
ROUX AFRIQUE CLAIMS
Coordinates loss adjusters, engineers, financial analysts and Business Interruption specialists deployed to analyse, quantify and defend the insured’s claims.
ROUX CYBER
Brings together expertise dedicated exclusively to Cyber Risk Assessment / Cyber Engineering Risk Survey and Cyber Claims Adjusting on behalf of the insured.
QUALITY AND KNOWLEDGE TRANSFER
Building technical mastery and preserving know-how.
Professional competence is built over time. It is strengthened through the delivery of assignments, exposure to different technical environments, constructive challenge of analyses and lessons learned. Roux Afrique structures this development around internal training, advanced technical modules, cross-reviews and guidance from senior experts.
Governance and quality assurance
Senior oversight and deliverable validation support the rigour, independence and confidentiality of each engagement.
Transfer
Share methods, explain the reasoning and support teams through training, mentoring and lessons learned.
OUR SHARED STANDARD
Different professions, one discipline.
At Roux Afrique, professional authority is not based solely on a title or role. It is built on the ability to understand an asset, establish the facts, select the relevant method, exercise independent judgement and deliver directly actionable conclusions. This shared standard connects the Group’s teams, professions and four subsidiaries.